If you take an average price of $3.50 a per cup for a latte, multiply that by 30 days in a month. You would have their $106.00. Instead, you might buy pizza during the month, or ever go over out with your friends. You may even enjoy a cigarette or a drink once a while. This is all fine and of course it's okay.

I just wanted you to be aware of the consequences of what could happen if you saved that money.

Normal is Broke, let's change that,  this is a very common story on where people feel they can by what ever they want they feel entitled to do anything they want. and would wonder where the the money went, then complain.

Let’s take a look at the numbers.

$100 per month times 12 equals $1200 for the year.

If you continued to invest properly $1200 per year, in the average growth stock mutual fund.

In 10 years you would have $23,233.91

In 20 years you would have $99,914.79

In 30 years you would have $352,991.38

If the person cut back drinking coffee (or what ever) at age 25, by age 65, they would have $1,188,242.02

I would like to help people so by age 45 they can sit on a beach sipping a Margarita.

Instead of their friends who are perhaps 50 are 55, that still work because they have to.

If you live debt free it makes it much easier, and having no payments of any kind, other than your mortgage.

In the example I used the $100 per month, for example change this to the same amount as your car payment (or add up all the debt payments you make except mortgage) and multiply it by this factor 11,882.42.

This would equal the total amount you can put that money that you would have in savings.

Nuff said. Click contact on the top of the page for assistance.